From time to time in UK real estate finance transactions, a high-net-worth or ultra-high-net-worth sponsor will be called upon to provide a personal guarantee. A lender’s reasoning in requiring a personal guarantee is that it may have some value if the lender is not able to recover the amount it is owed from the real estate, which is the primary value that it relies on.
Continue Reading Personal Guarantees in UK Real Estate Finance Transactions – Considerations for Lenders
The UK’s Companies House has released its third report on the implementation and operation of Parts 1 to 3 of the Economic Crime and Corporate Transparency Act 2023
Continue Reading Cleaning House: The UK’s Companies House Releases Third Progress Report on ECCTA 2023
The FCA is consulting on proposed changes to its penalty framework that signal a tougher approach to individual accountability and deterrence, with practical implications for firms and individuals subject to FCA supervision. Comments are due by 10 August 2026.
Continue Reading UK Financial Conduct Authority Consults on Tougher Penalty Framework
The UK’s Competition and Markets Authority has published a discussion paper identifying agentic AI as a potential step-change in how consumers interact with markets, with significant implications for competition law compliance. Businesses developing, deploying, or procuring agentic AI systems should treat this paper as an early indicator of the CMA’s enforcement priorities.
Continue Reading AI and Consumer Markets: UK Competition and Consumer Law Implications for Businesses
The UK electricity grid queue has become one of the most consequential bottlenecks for data centre development, with contracted demand now exceeding 125 GW against a national peak of 45 GW. Ofgem’s updated Demand Connections Reform strategy introduces new rules on who can connect, how fast, and on what terms.
Continue Reading The New Race for Power: What Ofgem’s Grid Reform Means for Data Centre Development in Great Britain
The UK government now has legal powers to compel business participation in smart data schemes across 10 sectors, including banking, energy, and telecoms. Businesses should consider assessing their regulatory exposure now.
Continue Reading UK Smart Data and the Data (Use and Access) Act 2025: Considerations for Businesses
The UK’s Provision of Information Regulations 2026 introduce mandatory disclosure requirements for contractual controls over registered land in England and Wales, with the regime coming into force on 6 April 2027.
With the Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2026 set to take effect in October 2027, overseas firms serving UK consumers may need FCA authorisation, even without a physical UK presence.
Continue Reading UK Cryptoasset Regulatory Landscape: Key Takeaways for Overseas Firms
The International Chamber of Commerce’s updated Arbitration Rules came into force on 1 June 2026, bringing targeted reforms across the arbitral process with an emphasis on efficiency, transparency, and adaptation to new technologies.
Continue Reading ICC’s 2026 Arbitration Rules Take Effect: Key Changes to Consider
Two recent decisions from the courts of England and Wales illustrate the importance of understanding how a dispute resolution clause may operate when entering into a contractual arrangement.